Investing | Planning | Insurance
Harlan Financial, LLC provides unparalleled, personalized financial planning services to a broad range of individuals and businesses. From retirement, financial and wealth planning to insurance optimization and 401(k) plan management, we are here to ensure that all your financial decisions are made carefully and with your best interests in mind.
Whether you are just starting out and need assistance setting your retirement strategy or you have accumulated wealth that you need guidance to manage, we are here to serve as your trusted advisor to guide you along your path to success.
Personalized planning for Individuals and businesses
Why choose Harlan Financial
A Higher Fiduciary Standard
The Accredited Investment Fiduciary (AIF®) designation keeps my knowledge and skills sharp by completing annual continuing education requirements. I adhere to a Code of Ethics and Conduct Standards that shows a commitment to a higher degree of industry professionalism. Accredited Investment Fiduciary® (AIF®) Designees have been certified specifically for their ability to follow a fiduciary process with their clients’ best interests at heart.
The Accredited Retirement Plan Consultant (ARPC) certification program recognizes individual proficiency in the retirement plan industry. The ARPC designation is earned by industry professionals who help employers establish and maintain plans that enable employees to effectively save and plan for retirement.
Client Engagement and Education
Education is paramount to financial success. We take great care to help our clients understand their financial situation, as well as their options, to give them the utmost confidence in the decisions we make together.
With 15 years of experience helping individuals and businesses navigate a vast array of financial challenges, we are positioned to help you make the most prudent decisions for any financial situation.
Fee-Only Advisory Services
As a fee-based advisory firm, our success is based on your success. And our down scaling fee schedule assists in making sure that our fees remain below the industry average.
It never hurts to get a second look on where you are with your planning and investments. With our specialized diagnostic tools, we will give you an honest opinion on the current financial situation for your personal investments and employer-sponsored plans.
As a fiduciary, it is our obligation to offer you an honest assessment of your current financial situation. Through our portfolio efficiency analysis tools, we will review your current investments and provide you with a report that includes an in depth analysis of the portfolio’s risk profile, diversification, investment overlap, performance, and any hidden fees. We will evaluate whether your current investments are achieving your financial goals and if your current investment portfolio is performing according to your expectations.
Harlan Financial offers a comprehensive outlook of your company’s retirement plan using current and historical 5500 data and current investment offering to benchmark return on investments, participation levels, and utilization against peer and industry. When you send us a 408(b)2 for your plan, we can also include a complete cost analysis of your plan and determine if you are paying above industry standards for the plan.
The analysis can also include a plan design review to determine if you plan has been optimized to fit your company’s needs.